Best balance transfer deals No intro fee, 0 intro APR balance transfers Very few things in life are free.
Final Word For a no-annual-fee card, the Citi Diamond Preferred Card is pretty exclusive.
Chase Slate 0 Intro APR on Balance Transfers for 15 months and 0 Intro APR on Purchases for 15 months, 0 Introductory Balance Transfer Fee This deal is easy to find Chase is one of the biggest banks and makes this credit card deal well.
Additional Benefits, in addition to personalized concierge service, Diamond Preferred comes with a nice lineup of benefits.
This card should never be used best gift item for girlfriend for new purchases, as its possible youll get charged a higher rate on those purchases.Carrying Debt According to a survey by Fidelity, 25 of students who graduated in 2013 carried credit card debt with them, at an average of 3,000 per graduate.For cardholders who enjoy sports and entertainment, Citi Private Pass is a particularly attractive proposition.The above offer and/or promotion may have since changed, expired, or is no longer available.Keep in mind that the credit score ranges listed below dont guarantee that you will be approved for a card simply because you fall within the given credit range.While it may be tempting to use your new card for purchases, resist the urge.Many negative items, like late payments, stay on your credit reports for 7 years.If this is a big issue for you, consider competitors such as Capital One Quicksilver and Discover.With proper credit behavior, you can be on your way to a fair or good credit score and more options.Discover it and, discover it Chrome, Capital One Quicksilver Cash Rewards Credit Card, Blue Cash Everyday Credit Card from American Express, BankAmericard Cash Rewards Credit Card, and.
Purchases may not qualify for that 0 intro APR.
If gas stations and restaurants dont sound like quite enough for you, youll also find some significant discounts in the Discover Deals marketplace.
Great balance transfer credit cards offer a long 0 intro period and/or no intro balance transfer fee.
These are for specific retailers, many of them quite popular, and they can save you quite a bit of money when making large purchases.
Lenders consider numerous factors when determining eligibility.Terms Apply Rates Fees Get 150 sign-up bonus and unlimited.5 cash back on every purchase.Citi Diamond Preferreds introductory purchase and balance transfer promotion is among the longest in the business.While the balance transfer offers from Capital One offer a decent amount of time to pay off debt, they dont come with the 0 intro balance transfer fee that many cards from other major issuers provide.Thats great news for budget-conscious cardholders who want to take advantage of the introductory APR promotions and dont want to cut into the savings they produce.If youre applying for this card because youve racked up high-interest balances on a current credit card account, this card may be out of reach for you.Read Our Review View Full Card Details The Discover it Chrome for Students ( Review ) is a solid choice if you spend a lot on gas or at restaurants or both.Complete your transfer online Citi allows you to complete balance transfers quickly and easily online in a matter of minutes.